• Managing Your Money When You’re Broke

    Managing Your Money When You’re Broke

    Budgeting money is rarely easy, but it’s especially difficult when you don’t have enough of it to even pay all of your bills. You might be between jobs or simply have a job that doesn’t pay well enough to address all of your expenses. Either way, it’s important to...

    The Impact Financial Services Have on Communities – Part 2

    The Impact Financial Services Have on Communities – Part 2

    After the financial meltdown of 2008, which was driven by sub-prime loans peddled by large banking institutions (a topic for another day), a majority of these national banks found themselves looking to cut expenses. To reduce overhead, some laid-off employees, others...

    These Are the 7 Biggest Tax Changes for 2021

    These Are the 7 Biggest Tax Changes for 2021

    Taxes are a fact of life, and so are annual changes in how you file and calculate your federal income tax. But the coronavirus pandemic will mean even more than the usual yearly differences when you sit down to do your taxes for 2020 during the new...

    The Impact Financial Services Have on Communities – Part 1

    The Impact Financial Services Have on Communities – Part 1

    I grew up on the South Side of Chicago in an area called Roseland. Some call it the Wild 100s, but I call it home. Roseland is approximately 5 square miles radius and has about 43,000 residents. It is 96.4% Black, 1% White, 1% Hispanic, 0.3% Asian, and 1.3% other....

    Paying Off Debt in the New Year

    Paying Off Debt in the New Year

    Having debt is like carrying a huge boulder on your shoulders. Each time you finance another purchase or swipe your credit card, you're adding weight to that boulder. Let this year be the year of removing that boulder from your shoulders so you can live joyfully in...

    7 Financial Habits That Will Keep You Poor

    7 Financial Habits That Will Keep You Poor

    Are you continually facing financial challenges? You might be keeping yourself poor with habits you didn’t even realize were contributing to your situation. Dropping the habits that are keeping you poor is an effective first step toward enhancing your security and...

    You Are Not a Stock Specialist, and That’s Okay

    You Are Not a Stock Specialist, and That’s Okay

    I recently scratched up my car. While pulling out of a tight parking spot, I overlooked one of those pesky yellow caution poles and, as you guessed it, scraped the rear door on my driver’s side. Let me tell you that the yellow scratches it left do not go well with my...